Zombie Loan's rating...

Originality: 1.7
Replay Value: 1.5
Voice Acting: 1.6
Overall Charm: 1.6
Animation: 1.7

Overall Score: 8.1
Zombie Loan had a pretty interesting plot, there were dead people with rings who had to pay off their debt by assassinating other living dead. The whole black ring was relatively original and having michiru possess the shinigami eyes worked out fine. The whole series was pretty good except that the mysteries were way to easy to figure out. The replay value of Zombie Loan is decent since it is only 11 episodes and none of the episodes really matter that much. I mean, sure watch the whole series again, it'll only take about 220 minutes without the op/ed and previews. Voice acting was not terrible but seemed kinda forced at times and thus did not flow well. Zombie Loan gave off a good sense though, it is the series that you can watch consecutively or as the episodes come out. The characters were relatively loveable although there was not much character development due to the short episode span. Animation for zombie loan was clean and accurate but at times characters lost sharpness. Zombie Loan left many things open though, and the story itself was a bit incoherent if there was actually a purpose for this, i would be more forgiving but there really was no reason to be incoherent. With that said, i don't want to impress that this was an actual bad series not worth the watch but there are better anime's out there and zombie loan should definetly not be on top of the list of anime's you should watch.